Monthly cost calculator
What will this home leave you each month?
Enter your own figures. The example is the £625,000 Poplar at Nobel Park, Didcot, with a 25% deposit, two salaries and CALA's listed £207 service charge, which we read as yearly.
Left each month£0
| Take-home pay, both salaries, after pension | |
| Mortgage, | |
| Council tax | |
| Estate or service charge | |
| Other spending | |
| Left |
| Deposit | |
| Stamp duty | |
| Legal and survey fees | |
| Total |
An indicative calculation, not a mortgage offer or financial advice. England and Northern Ireland income tax, National Insurance and stamp duty rates for 2026/27; pensions as a percentage of the whole salary (check whether yours uses qualifying earnings), and relief at source assumes higher-rate taxpayers claim their extra relief; no student loans. Council tax for a new home is only set once it is built: use the band of a finished home on the same development. Capital and interest repayment at one rate for the whole term.